Fees
What advice costs before you commit
We quote fixed fees for defined pieces of work. Complex director structures or multi-pot retirements may need a tailored quote after a free introductory call.
Retirement Income Planning
Map your pensions, State Pension timing, and drawdown choices into a clear income schedule for the years ahead.
Fixed fee for a full retirement income review
Initial meeting 90 minutes; written plan within 15 working days
Investment Portfolio Review
An independent look at your ISAs, GIAs, and workplace pensions to check risk, charges, and suitability for your goals.
Fixed fee per portfolio review
Meeting 60–75 minutes; summary letter within 10 working days
Protection & Family Cover Advice
Life cover, income protection, and critical illness reviewed against your dependents, mortgage, and earnings.
Advice fee; product premiums paid separately to insurers
Meeting 60 minutes; recommendations within 7 working days
Business Owner Financial Planning
Personal and company-side planning for directors: pensions, dividends, cash extraction, and succession readiness.
From, depending on company structure complexity
Engagement typically 3–4 weeks for initial plan
What shapes a quote
- Number of pension pots and whether defined benefit schemes need separate analysis
- Whether we implement recommendations or stop at a written report
- Joint advice for couples versus a single client
- Urgency around tax-year deadlines or retirement dates
Payment
Fees are invoiced on engagement and payable before or on delivery of the written plan, as agreed in your letter of engagement. Product premiums and platform charges are separate and paid to providers, not to Ashford Lane.
This page is informational only. No payment is taken through the website.